This Privacy Policy outlines how the company collects, uses, and protects customer information. It emphasizes the importance of safeguarding customer privacy and confidentiality while providing transparency about data practices. Here’s a summary of the key points:

---

1. Commitment to Privacy

• The company values customer service and prioritizes the privacy and confidentiality of customer information.

• Standards have been adopted to maintain the confidentiality of customers’ nonpublic personal information.

---

2. Information Collected

The company collects nonpublic personal information necessary to conduct business with customers. This information is gathered from the following sources:

• Information provided by customers:

  • Collected through applications, forms, phone calls, face-to-face meetings, or online.

  • Examples: Name, address, phone number, Social Security number, credit history, and financial information.

• Transaction information:

  • Details about transactions with the company or others.

  • Examples: Payment histories, account balances, and account activity.

• Consumer reporting agencies:

  • Information such as credit scores, credit reports, and creditworthiness.

• Third-party verification:

  • Information from employers or others to verify details provided by customers.

  • Examples: Employment, income, or deposit verification.

---

3. Information Disclosure

• Personal information is retained only to respond to customer inquiries and provide services.

• Information is not shared with third parties except:

  • When necessary to fulfill the intended purpose (e.g., sharing with related entities).

  • When required by law.

• By submitting data on the website, visitors explicitly consent to the collection and transmission of their data.

---

4. Data Protection

• The company treats customer data as confidential.

• Employees are required to adhere strictly to data protection and confidentiality policies.

---

5. External Links

• The website may contain links to third-party sites not governed by this Privacy Policy.

• Customers are advised to review the privacy policies of those external sites.

---

6. Changes to the Privacy Policy

• The company reserves the right to amend (add, delete, or change) the terms of this Privacy Policy at any time.

This Privacy Policy is designed to inform customers about how their personal information is handled, ensuring transparency and trust while complying with legal and regulatory requirements.